The Chinese financial market supports to open formally and outwardly on December 11,2006, becoming the key year which rewrites a Chinese financial history in 2007.This text supports bank outward first with inside the property bank carried on a synopsis analysis;Analyze further to present condition and existent problem of our country commercial bank later on, to financial market completely after opening, our country the cost income of the commercial bank analysis;Supported the district structure of bank to carry on analysis again and outward;Put forward suggestion and reply strategy for the garrison of foreign capital bank finally.
Keyword:Commercial bank foreign capital bank financial market

Housing collateral loan stock certificate's turning is the congenial funds of the financing institution, dispersion risk of a kind of legal right turn to let behavior, this text mainly introduced housing collateral loan a stock certificate to turn of some basic contentses, and practice housing collateral loan a stock certificate to turn of meaning and possibility, combine again a problem that practice the problem that that policy may bring's bring to discuss further, do oneself to practice housing collateral loan the stock certificate turn of conclusion.
Key word:The housing collateral loan stock certificate turns;Possibility;Counterplan

December 11, 2006 China's financial market to foreign investment officially open, in 2007 to become China's financial rewrite the history of the key. This paper first on foreign banks and banks in a brief analysis of China's commercial banks followed the status and problems of further analysis, the full liberalization of the financial market, China's commercial banks is cost-benefit analysis; again, the regional structure of foreign banks were analyzed; Finally, for the stationing of foreign banks, the proposal and coping strategies. 
Key words: commercial banks foreign banks financial markets 

Mortgage securities of financial institutions, financial intermediation, risk diversification, the transfer of a claim, this paper introduces the securitization of mortgage loans to some of the basic content, and the introduction of mortgage securities of the significance and feasibility of, in combination with the implementation of the policy could bring the problems brought about by the issue of further discussions, I made on the introduction of mortgage securities of the conclusions. 
Keyword: mortgage securities; feasibility Countermeasures